Seattle C

Don't get stuck paying high interest.

Transfer your balances and pay just 2.99% APR 1 for up to 15 months.

The Seattle Credit Union Visa® credit card is already a great value with regular purchase rates as low as 9.24% APR 1. To make it an even better deal, if you transfer your balances from other loans and credit cards to a Seattle Credit Union Visa credit card before March 31, 2019, you'll pay just 2.99% APR on those balances through March 2020 regardless of your current credit score.
One Percent Cash Back

Earn uChoose Rewards® points redeemable for travel, merchandise, or cash back.

No "Gotcha" Fees

We don't charge balance transfer fees or recurring annual fees that are common with many banks.

Lowest Rates Around

As a not-for-profit credit union, we want you to get a fair deal and offer rates as low as 9.24% APR. 

Flexible Rewards

Why choose between a travel card, a points card, or a cash back card when you can have it all in one? With uChoose Rewards you earn one point for every dollar you spend. So you can use 1% cash back to help offset holiday shopping, but use travel rewards when you're ready for a getaway 2. We put the power in your hands to use your points however you'd like.

credit card

Hurry, Offer Ends March 31, 2019









Average rates of many popular credit cards are anywhere from 16% to nearly 30% APR! Since all members who get a Seattle Credit Union credit card qualify for this 2.99% APR promo rate, it means you could save hundreds or even thousands of dollars in interest simply by transferring your high-interest debt. And by consolidating your debt, you may even find yourself with a lower overall payment!

Our Members Say It Best

Choosing a financial institution that has your best interests in mind is no small task. We encourage you to look around and see what our members have to say. After all, we're a member-owned credit union, so everything we do is to help every member prosper.

Veronica, Member

"I have three accounts with Seattle Credit Union. I never even considered a big bank. I believe in what this credit union stands for. They also gave me the best rates."

Kim, Member

"Within a few days, I’d been approved. Seattle Credit Union reps were amazing—they helped me do everything online without even having to leave my home."

Rob, Member

“My wife and I researched every possible financial option in town. Seattle Credit Union had the best loan rates and great reviews. They made it so easy.”


Already Have a Seattle Credit Union Visa?

If you already have a Seattle Credit Union credit card you can start transferring balances today. Just log into Online Banking and click View Your Visa. From there click Services in the top menu and select Balance Transfer. Then fill out the form for each account balance you'd like to transfer. You can also call us at 855.609.3580 and we'll process your transfer over the phone.


The Details

PRICING DISCLOSURE: To qualify for promotional rate, transfers must be made between 1/1/19 and 3/31/19 (OFFER PERIOD). Offer subject to credit approval. Promotional rate of 2.99% annual percentage rate (APR) ends midnight 3/31/20 and applies to transferred balances only. After the Offer Period ends, the standard APR will be applied to any new balance transfers. After 3/31/20, you will be charged the standard APR of 9.24% (current as of 12/20/2018 and subject to change) for purchases for your account. Balances can be transferred up to the established credit limit and may take up to 30 days to process. Annual Percentage Rate (APR) reflects any prepaid finance charges and is subject to change without notice. Other restrictions may apply. Rates and financing are offered based on applicant’s credit qualifications and other underwriting criteria, including but not limited to, credit and loan payment history. All loans are subject to approval. The rate assigned will be disclosed to you before you become obligated. Equity Platinum and Business Visa credit cards are not eligible for this promotion. You may not pay against other Seattle Credit Union accounts or request a payment to yourself. Refer to your cardholder agreement for additional details or contact us at 206.398.5504.
REWARDS POINTS ACCRUAL AND REDEMPTION: Cardholders accrue one (1) reward point for each $1 charged during a statement period for non-promotional purchases. No points are earned for cash advances or balance transfers. Regular points are credited to your rewards account balance at the end of the statement cycle in which they are accrued. Bonus reward points will be credited within thirty (30) days of the end of the promotion. Points cannot be redeemed until they are credited. You must earn at least 2,500 points before you can redeem. Cash back is in the form of a statement credit. You must register your card at to be able to redeem points. View our complete credit card agreement at
MEMBERSHIP IS OPEN TO ANYONE IN WASHINGTON STATE: If you live or work in the State of Washington, work for one of our Select Employer Group partners, or are a relative or domestic partner of an existing Seattle Credit Union member, you're eligible to become a member. If you have any questions, give us call at 206.398.5504.

We're here for you

Get In Touch

Have a Question?

Send us a message and one of our friendly, credit card experts we'll contact you shortly.

Prefer to talk on the phone?

Give us a call at 206.398.5504, anytime Monday through Friday from 9 AM to 6 PM or Saturday from 10 AM to 2 PM (Pacific Time).

Our mission

Since 1933, we’ve served those who helped shape our dynamic city into the land of opportunity it is today. Seattle has it all: technology and aerospace, healthcare and coffee, a thriving arts scene, and we’re a destination for higher education. 

Now everyone wants a piece of Seattle and our casual, northwest vibe. Our region personifies the American dream—and we’ve supported the dreams of Seattleites for decades. We help people finance their first home, a college education, or a family vacation. We help small and big businesses flourish. And we support underserved and low-income communities because we know inclusion is the key to improving lives and creating a strong community. 

We’re proud of our northwest roots, and as we continue to grow and evolve, we’ll be here for everyone who calls our region home. Together, we’re a collective of incurable optimists, investing in our future, fueling our economy, seeding our hopes and dreams. Together, we’ll help you prosper.

Contact Us

1521 1st Ave S, Ste 500