We are excited to announce that we’re now offering mortgages to people with Individual Taxpayer Identification Numbers (ITINs). If you are interested in learning more about ITIN Lending, our Mortgage lending team is happy to answer your questions at 206.398.5888.
Here are a few things to remember when applying for a mortgage with an ITIN:
- 30-year, fixed rate, owner-occupied only.
- Only available for purchase transactions.
- A home-buyer education course must be completed, which Seattle Credit Union can provide. This web-based course is available in both English and Spanish.
- This offering does not include home equity loans, lines of credit, or refinances.
We’ve made great strides in expanding the products and services we offer to underserved communities, and offering mortgages to our members with ITINs is another extension of this.