Credit Cards

Seattle Credit Union VISA Credit Card

Your Seattle Credit Union VISA Platinum Card

The credit card you use can say a lot about you. It can show you are a world traveler or that you support animal rights. Your card can say that you love the outdoors or that your kids are the most important thing in the entire world.

When you choose a Seattle Credit Union VISA® credit card, you can still say all those things and a few more. Your Seattle Credit Union VISA can say that you are a savvy consumer who values great rates and low fees as much as you do miles and rewards. It can tell people that you are a Seattle original who supports local companies and the important work they do for our Puget Sound community.

When you choose a Seattle Credit Union VISA, you are saying that you’ve seen what’s out there and you want something better. You’re saying that you want:

  • Low interest rates
  • No annual fee 
  • No balance-transfers fees
  • UChoose®, one of the best credit card rewards programs in the industry
  • Verified by VISA to help protect you from credit card fraud when you shop online
  • Easy account management via Seattle Credit Union's Free Online Banking
  • A 25-day grace period on purchases


Click to apply in minutes, or call us at 855.575.9352.

Seattle Credit Union also offers Secured VISA Credit Cards and VISA Gift Cards.



How long will it take to pay off my credit cards?

2.99% APR* Visa Balance Transfer. Offer runs through October 31, 2018.


Pay just 2.99% APR* on balances transferred to a Seattle Credit Union Visa before October 31.

The Seattle Credit Union Visa® credit card is already a great value with regular purchase rates as low as 8.99% APR. To make it an even better deal, if you transfer your balances from other loans and credit cards to a Seattle Credit Union Visa credit card before October 31, 2018, you'll pay just 2.99% APR* on those balances through October 2019.

Average rates of many popular credit cards are anywhere from 16% to nearly 30% APR! Since all members who get a Seattle Credit Union credit card qualify for this 2.99% APR promo rate, it means you could save hundreds or even thousands of dollars in interest simply by  transferring your high-interest debt. And by consolidating your debt, you may even find yourself with a lower overall payment!

If you already have a Seattle Credit Union credit card you can start transferring balances today. Just log into Online Banking and click View Your Visa. From there click Services in the top menu and select Balance Transfer. Then fill out the form for each account balance you'd like to transfer. You can also call us at 855.609.3580 and we'll process your transfer over the phone.

If you need to get a Seattle Credit Union credit card, it's quick and easy to apply online or by calling one of our friendly loan experts at 855.575.9352.

If you have any questions give us a call at the number above, or come into one of our branches locations. 

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  • *Click for Balance Transfer Details

    PRICING DISCLOSURE: To qualify for promotional rate, transfers must be made between 9/4/18 and 10/31/18 (OFFER PERIOD). Promotional rate of 2.99% annual percentage rate (APR) ends midnight 10/31/19 and applies to transferred balances only. After the Offer Period ends, the standard APR will be applied to any new balance transfers. After 10/31/19, you will be charged the standard APR for purchases for your account. Balances can be transferred up to the established credit limit and may take up to 30 days to process. Equity Platinum & Business Visa credit cards are not eligible for this promotion. You may not pay against other Seattle Credit Union accounts or request a payment to yourself. Refer to your cardholder agreement for additional details or contact 206.398.5500 or 800.334.2489.

A Seattle Credit Union VISA Saves You Money

Save on Purchases

If you carry a balance on your credit card, you know that monthly finance charges on purchases can get pretty expensive. You could save hundreds of dollars a year in interest by switching to a Seattle Credit Union VISA credit card as your primary credit card. Whether your credit is spotless or has a few blemishes, Seattle Credit Union offers rates that are lower than most other credit-card providers.

Save When You Transfer Balances

Consolidating your balances to a Seattle Credit Union VISA credit card can lower your interest and allow you to manage your finances in one place. Unlike some of the national credit card companies, Seattle Credit Union doesn’t charge a balance transfer fee. Drop by a branch or log into Online Banking to fill out a simple form and we'll handle all the details. You'll save with Seattle Credit Union's low rate on all balance transfers, plus you'll enjoy the convenience of just one monthly payment. For more information, call our Contact Center at (206) 398-5500 or (800) 334-2489.

Pay No Annual Fee

Because Seattle Credit Union is a credit union, we charge fewer and lower fees than for-profit banks do. The same is true for Seattle Credit Union's VISA. At Seattle Credit Union, you’ll pay no annual fee for one of the best reward credit cards you’ll find anywhere in the Puget Sound. Plus, if you accidentally miss a payment or need to make a cash advance from your card, you’ll pay less than you would with the national card issuers.


Control where, when, and how your cards are used with CardValet®

Debit and credit cards make it quick and convenient to make purchases online, at the corner store, coffee shop, or movie theater. To make your shopping safer, we offer CardValet®. CardValet is an app-based service that allows you to manage your Seattle Credit Union debit and credit card from your mobile device with just a few swipes. 

Details Here

Earn Points With Every Purchase

Seattle Credit Union's credit cards would still be an outstanding value without a rewards program, but to make them even more irresistible, every Seattle Credit Union VISA comes with UChoose Rewards®, a great rewards program that lets you earn points for every dollar you spend.

  1. Redeem your points for travel, merchandise from top retailers, gift cards, or cash. 
  2. Every dollar charged equals one reward point1.
  3. Redeeming your points is quick and easy through the UChoose Rewards web site at UChoose Rewards®.

VISA® Gift Cards

Give the gift of anything! VISA Gift cards offer the freedom for people to choose the exact gift that they want, because it’s accepted at over a million locations. And because Visa Gift Cards can be replaced if lost or stolen, they are much safer than giving cash. Seattle Credit Union’s Visa Gift Cards work similar to debit cards, but they have a prepaid value between $20 and $500. Visa Gift Cards are perfect for any occasion and are available at every Seattle Credit Union branch for just $3.95.


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Secured VISA® Credit Cards

Secured credit cards use a savings account or other deposit as collateral. Your credit limit is usually equal to the amount in your account. You use a secured credit card just like you would any other credit card to make purchases, and you are billed monthly for charges. Your good payment history is reported to the credit bureaus to help re-establish your credit. 

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Verified by VISA

Added Security and Peace of Mind

Seattle Credit Union is a Verified by VISA card issuer. When you use your Seattle Credit Union VISA Card or Seattle Credit Union Debit Card to make online purchases, Verified by VISA will provide added safety to make your online shopping secure.



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