Your car loan is one of your biggest monthly expenses. Why pay more than you have to? Thanks to Seattle Credit Union's low-interest rates, you could cut your monthly car payment and save hundreds of dollars or more over the course of a year. It takes just a few minutes to complete an application. Call 800-334-2489 now to get a free auto loan quote and find out how much more you could save.
The last time you bought a car; did you feel as though you got taken advantage of when it came to the vehicle financing? After haggling to get the best deal on the car were you too exhausted to worry about getting the best loan you could?
When you talk to Seattle Credit Union before you go car shopping, you can get pre-approved for low-rate financing and be sure you are getting a car payment that works for you. Having a pre-approval before you go to the dealer can make the time you spend in the finance office much shorter and much less stressful.
In some cases, you can even get a better deal on the price of the car by arranging your auto financing ahead of time, even when the dealers are offering zero-percent financing.
Of course, with Seattle Credit Union's car-buying service, you may not have to go the dealer at all.
Unexpected events, like an illness or emergency, can wreak havoc on your short-term finances. When you borrow from us, you have access to special products designed to help you weather the storm.
Seattle Credit Union’s innovative Anytime Skip-A-Pay program allows you to skip up to two loan payments every twelve months with the payment of a small processing fee. Anytime Skip-A-Pay gives you the flexibility to deal with unforeseen expenses like home repairs or unusually large credit card bills without causing any damage to your credit score.
When you get sick or lose your job, monthly bills can pile up quickly. When you add our Debt Protection to your loans, you get peace of mind knowing that your loan payments are covered while you get back on your feet. You can finance the cost of coverage into your loan for just a few dollars each month.
Mechanical Breakdown Protection (MBP)
MBP, also known as Extended Warranty, can cover repairs and unexpected mechanical breakdowns and enhances existing manufacturer’s warranties. MBP can come in handy when you purchase a new or used car. All of Seattle Credit Union’s MBP plans come with roadside assistance, rental car allowance, paintless dent repair, and windshield repair. Zero deductible plans are available.
If you are in an accident in which your car is totaled, a GAP policy will usually pay the difference between what you owe on the loan and what the insurance company says the car is worth. GAP is particularly valuable when you buy a brand new car, as they depreciate most quickly in the first year of ownership and could leave you with a sizable bill in the event of a crash.
Getting your loan at Seattle Credit Union could not be more simple. There are three easy ways to apply:
When you are ready to apply, head over to our online loan application to get started. Answer a few short questions, hit submit, and you’ll usually have an answer in just a few minutes.
Call our specially-trained loan experts, who are happy to answer any questions you might have. They can take your application and get you a decision while you wait, in most cases. Call 855.575.9352 to get started.
Stop by any of our convenient branches to talk with our helpful, friendly branch representatives. They can help you figure out which loan is right for you and get you a decision fast.