Remodeling and renovating your home can make your home more enjoyable, and— if done right—increase your home’s value along the way. But not all renovations are created equal. While some projects can add significant value to your home, others can actually reduce the sale price. So what’s a homeowner to do?
If you’re thinking about buying a new car and you’re not sure where to start, you’ve come to the right place. Your first instinct might be to head straight to the dealership, but a little bit of financial planning and preparation can go a long way. Here are 4 steps to guide you on your way to getting a great deal on your new car.
Sometimes a dog just needs to get outside and run with its own kind. When your dog is sitting by the door and begging for a game of fetch, visit one of these seven highly-rated dog parks in Seattle for some fun and exercise.
Alison belonged to a big bank before switching to Seattle Credit Union ten years ago. She was looking for a financial institution that more closely aligned with her personal values, and a friend recommended she look into a credit union. Now, she has a savings and checking account, as well as a credit card.
More than just a safe word for online security, two-factor authentication, or 2FA, adds another level of protection to your online security. Technically just an added step, what makes 2FA better and different than a ‘two-step’ verification process is the combination of factors—something you know, something you are, and / or something you have.
Like other dynamic cities around the world, Seattle thrives on the passion and ambition of a diverse population. As Seattle booms, people from all over the world continue to move here, seeding their dreams in a region ripe with opportunity. However one defines prosperity, the Pacific Northwest provides a path to it. For Seattle Credit Union member Musa, his journey to prosperity included achieving U.S. Citizenship.
This Saturday, May 12, we'll take part in CISC's U.S. Citizenship Application Workshop. Our Business Development team will educate attendees about financial stability and freedom, as well as our unique Citizenship Loan offerings. This workshop is for residents hoping to begin the journey to achieving U.S. Citizenship, and Seattle Credit Union is proud to support them on their journey.
Who knew that being a member of Seattle Credit Union could help make Mother’s Day more memorable than ever? Thanks to Love My Credit Union® Rewards, you can get a $100 cash reward for every new line you activate with Sprint — and your mom can enjoy a new phone with Sprint’s best Unlimited Data Plan, now with Hulu!
We’re excited to join in the celebration of giving with The Seattle Foundation’s eighth annual GIVEBIG event on May 9, 2018. This one-day online giving campaign unites our community to help raise funds for over 1600 local nonprofits across our region. In addition to showing your love for your favorite nonprofits, all Seattle Credit Union Visa® cardholders will earn 5x rewards points for all charitable giving until July 31, 2018.
On Tuesday May 1, 2018, we will be updating the security protocol for Online Banking. At this time all members will need to upgrade to the most recent version of their web browser or mobile phone operating system to avoid issues logging into Online Banking.
Today kicks off the first of a three-part financial education workshop series at YouthCare, led by our very own Jasmine Jones.
To help you get rid of your old tax returns, credit card bills, and other private papers, Seattle Credit Union invites you to bring them to our Burien, Georgetown, and Lynnwood branches on Saturday, May 26, between 10:00 a.m. and 2:00 p.m.
For Rob and his family, the switch to Seattle Credit Union is more than a new car and $1,000 in savings. They are able to confidently take their girls on roadtrips, adventures, and casual drives around the Pacific Northwest. They are able to invest more in their family’s growth and future – their hopes and dreams.
David and Viki are living the life they dreamed about, happy in their new home surrounded by trails and appreciating every sunset as it comes. All of us at Seattle Credit Union are glad to be a part of their path to prosperity.
Love of the outdoors is part of our culture here in Seattle. Lush forests, snow-capped peaks, and sparkling waters make the Pacific Northwest a fantastic place to live and play. Earth Day is a perfect time to consider how we can keep this landscape clean and beautiful for generations to come. One way is to make sure recyclable, reusable, and hazardous materials stay out of landfills and waterways.
Jasmine Jones, Business Development Specialist, will lead a free workshop called "You Got This" at the Young Women Empowered (Y-WE) Career Day on April 21.
Seattle Credit Union recently welcomed Wellspring Family Services to our family of community partners.
We are honored to be featured as one of AdvisoryHQ's, '7 Best Credit Unions & Banks in Seattle'. Below is the article and summary that highlights what makes each financial institution a “need to know about” banking destination.
Whether you are getting ready to buy your first car or your next one, we've put together an Auto-Buying Guide to help remove the mystery and intimidation from the car-buying process.
With just a few hours of your time each week, or even each month, you can help make our community a better place. Here are some places to volunteer in Seattle.
Did you know people that do their taxes on paper are 20 times more likely to make an error than e-filers? Prepare your tax return using IRS e-file or another e-file system to help avoid these common mistakes and a delay on your next tax refund.
Whether you’re a teacher, nurse, or business owner, one thing we all have on our to-do list this year is to file our taxes. Being prepared and tackling your taxes before the April 17, 2018 deadline will help reduce stress you may be feeling about the process. Here are some tips for successfully filing this year.
We are excited to announce that we’re now offering mortgages to people with Individual Taxpayer Identification Numbers (ITINs).
Kanita is a consumer lending specialist and for the last ten years, she’s worked hard every day to improve the lives of our members.
As the legal guardian of her three grandkids, 10, 8, and 4, Kim Parker’s top priority is to ensure they have a good, stable life. Kim works from home as a paralegal and in 2013, purchased a Subaru Outback to more safely transport the kids to school, extra-curricular activities, and various doctor appointments. Despite good credit, her interest rate was high, and making those payments was tough. She was just getting by month-to-month.
Seattle Credit Union membership comes with benefits to help you prosper. Did you know as a member you can save $100 on any new line opened with Sprint?
Under Richard Romero's leadership, Seattle Credit Union has grown astronomically.
The new Seattle Credit Union mobile app is here! Transfer funds and make payments, view account history, find surcharge-free branches and ATMs, deposit checks using your device's camera, and more. Download or update it through the Apple App Store or Google Play.
Online Banking and the mobile apps have been updated to reflect our simplified name and to incorporate some accessibility and user experience improvements. When logging in for the first time, you may be asked to reauthenticate your device using MFA.
Today, I am excited to announce a new name and vision that we believe will better carry us into the future.
It’s easy to see, Seattle is booming! Some important shifts are taking place in our region, creating new opportunities to strengthen our position in the community. We anticipated this well-spring of activity and recently completed an 18-month planning process to help guide our vision — a collaborative effort that included members, non-members, employees, consultants, executive leadership, and our member-elected board of directors.
We’ve simplified our name to Seattle Credit Union.
SMCU is growing and improving! We're excited to announce that to better serve our members’ needs, we’ve moved our Southcenter branch to a new, updated environment just a few blocks south of the old location.
Touch ID is a security feature using fingerprint recognition IPhones. It helps keep your information even more secure and because no two fingerprints are alike it's one of the best passcodes you can have.
La Raza, 1/11/2017
Seattle Credit Union (SMCU) anunció que abrirá una nueva sucursal el 30 de enero en Beacon Hill en la nueva Plaza Roberto Maestas, desarrollada por El Centro de la Raza.
Along with vowing to break the seal on that gym membership and contribute the max to your retirement account, consider a resolution to make 2016 the year you lock down your identity. Nearly 13 million Americans were defrauded of $16 billion through identity theft in 2014. How can you help to prevent this from happening to you? Here are seven ways to keep your identity safer.
Seattle Magazine, 12/01/2016
While there’s been lots of bluster this year about building walls and turning immigrants away at our borders, SMCU CEO Richard Romero’s initiative honors one of our country’s core values and lends a helping hand to those seeking a better life.
Our very own Tonita Webb, COO, and Barney Herrera, SVP of Strategic Partnerships, are currently at Credit Union National Association’s (CUNA) Governmental Affairs Conference (GAC) in Washington, D.C. representing Seattle Credit Union and networking with other industry leaders.
Join Seattle Credit Union for the 2018 Annual Meeting on Wednesday, March 28, at our headquarters in Downtown Seattle. The Annual Meeting is an opportunity for you, as a member-owner, to learn about the performance and strategic direction of your financial cooperative. It is also your chance to bring questions and suggestions directly to the Seattle Credit Union Board of Directors.
It’s time again to exercise your rights as a member by electing volunteers to represent you on Seattle Credit Union's Board of Directors. All members in good standing are entitled to a vote in the 85th Annual Volunteer Elections. Voting takes place between Monday, February 12, 2018 and Friday, March 9, 2018.
Seattle Credit Union is guided by altruistic principles like inclusion, cooperation, and community and values like trustworthiness, dynamism, and engagement. We strive to act with integrity in everything we do and put the needs and goals of our members first. That’s why we tailor our products and services to individuals and families – not the other way around.
By managing your monthly expenses, you can reduce the anxiety that comes with borrowing and maintain your financial health.
We all have them. In fact, most of us have more than one, and nearly everything we do affects them. Whether you use your credit card at the checkout counter, or get a no-interest loan for new furniture, your credit score is a record of your spending habits.
If you haven’t built yourself an emergency savings fund, now’s the time to get started. This fund allows you to continue paying your bills if there’s a major unexpected expense without relying on credit or going into debt.
For a lot of people, becoming financially fit is tough – and even more difficult to maintain. At some point in life, everyone faces financial challenges. Helping you become savvy financial consumers is an important part of why Seattle Credit Union exists.
We're only a few days away from Black Friday and Cyber Monday. Many people hope to score big deals these days - and so do criminals.
For all the good found on the internet, it’s also easier than ever for criminals to steal your identity. Some of the information they’re looking for are social security numbers, birthdates, passwords, Medicare numbers, passport numbers, and bank account numbers.
As one of Seattle Credit Union’s newest employees, Barney Herrera is passionate about community connections and building relationships.
SMCU announced it earned Low Income Designation (LID) from the National Credit Union Administration (NCUA), allowing low-income members easier access to financial services and the tools they need to prosper.
Today, Seattle Metropolitan Credit Union announced that it has simplified its name to “Seattle Credit Union,” and revealed a new branch design and brand logo.
Seattle Credit Union walks the talk when the talk is about community. Here’s a sampling of what we’ve been up to.
We’re looking for talented, experienced leaders for Board and Supervisory Committee positions who will provide governance in shaping the future of this dynamic organization. Since its founding in 1933, Seattle Credit Union has grown into a $800 million, full-service financial institution with nearly 50,000 member-owners.
Sometimes too many syllables get in the way. That was the case at Seattle Metropolitan Credit Union, which is changing its name and logo as part of a wider, three-year transformation under CEO Richard Romero.
Seattle Metropolitan Credit Union is no more, replaced by Seattle Credit Union.
Puget Sound Business Journal, 9/18/2017
Seattle Metropolitan Credit Union changed its name to Seattle Credit Union on Monday.
Keeping an eye on your credit report is a smart thing to do at any time to make sure there’s nothing there that shouldn’t be, because credit reporting companies directly influence your ability to get credit. You can request a free credit report once per year from each of the three major monitoring services, which essentially means you can check your credit report every four months. Find links or get more information here.
Skimming—the process of stealing your credit or debit card information at cash machines, gas pumps, restaurants, and in self-checkout lanes—is popular among the unscrupulous because there’s a lot of money to be made if they’re successful. According to the US Secret Service, the agency that investigates bank fraud, it’s a multi-billion dollar a year problem.
When the sun makes a welcome and overdue appearance in the Pacific Northwest, the open road beckons to even the most weather-weary driver. Whether you are seeking a roadside adventure, need a weekend getaway or just looking to enjoy the ride, here are a few ideas for exploring our scenic byways.
We’re thrilled to be part of the Burien community, and we invite you to come see us at our newest branch. You’ll find us in Burien Town Plaza at 14901 – 4th Avenue SW, Ste. 107, Burien, WA 98166.
You’ve been to most of Seattle’s must-eat food spots. You’ve seen the sunset from Gasworks. And you’ve explored every neighborhood and green space in Seattle proper. Now what? If you’ve explored the Seattle sights and are wondering where to have your next adventure, it’s time to get out of the city. Here are four weekend getaways within a 3-hour drive from Seattle.
If you have a mortgage, you already know a thing or two about home ownership. If you’re the typical home owner, there’s never a shortage of what can be done to upgrade, fix, or change something about your home. Costs can seem daunting, but that’s where the equity in your home can help.
If you receive a message to visit or conduct transactions at seattlemetcu.com, do not go to this site. It is not a site used by Seattle Credit Union and is intended to deceive visitors.
With security breaches regularly making headlines, it’s more important than ever to stay on top of securing your personal data. Hackers will keep hacking, and crooks will find new ways to fool, cajole, or coax you to give them your secure information. Here are nine tips to help keep you safe.
CU Journal, 2/22/2017
Seattle Credit Union recently became the first CU in Seattle and the second CU in the state of Washington to be accepted into the Juntos Avanzamos program, which recognizes efforts to serve the Latino community.
The Credit Union Times, 10/21/2016
Our CEO, Richard Romero, spoke with the Credit Union Times about his life, the rapidly changing Seattle Market, and serving the underserved.
Romero is Crosscut’s Courage in Business Award winner this year, for his efforts that have led not just to business success but also to him helping other immigrants interested in U.S. citizenship.
La Raza, 9/28/2016
Seattle Credit Union supports initiative of a member of the Hispanic community.
After four decades at 801 Third Ave, SMCU moved across from Seattle's Safeco Field.
A veteran public servant who has spent decades in government and philanthropy. A banker who has worked to give immigrants a foot in the door to citizenship. A nonprofit leader who works to better the lot of Native Americans. And a thousands-strong community group that came together to save a beloved public radio station. These are the winners of the 2016 Crosscut Courage Awards.
Measuring and comparing courage is a difficult task. We’re reminded of this each time you — our readers — send us nominations for the Crosscut Courage Awards. Which is why we in turn hand the job of selecting the honorees over to a council of civic, business, and cultural leaders in our community.
La Raza, 8/16/2016
El Seattle Credit Union (SMCU) y la Oficina de Asuntos para Inmigrantes y Refugiados de la Ciudad de Seattle (OIRA, por sus siglas en inglés) se unieron para crear un programa de préstamos a bajos intereses para ser usado en la aplicación del proceso de ciudadanía.
The Seattle Times, 08/10/2016
The loans aim to assist a population that often has no access to credit or banks spread out the financial impact of paying nearly $700 per person to apply for citizenship.
In partnership with the City of Seattle Office of Immigrant and Refugee Affairs (OIRA), the Seattle Credit Union (SMCU) launched two citizenship loan products in June 2016 to help low-income immigrants and refugees pay for citizenship applications and increase access to banking services.
Anthem talked to SMCU President & CEO Richard Romero on the heels of their recent partnership with the City of Seattle on providing loans to help finance the first step on the path to U.S. citizenship.