About

we are seattle credit union

Seattle Credit Union

Since 1933, we’ve served those who helped shape our dynamic city into the land of opportunity it is today. Seattle has it all: technology and aerospace, healthcare and coffee, a thriving arts scene, and we’re a destination for higher education. 

Now, everyone wants a piece of Seattle, and our casual, northwest vibe. Our region personifies the American dream—and we’ve supported the dreams of Seattleites for decades. We help people finance their first home, a college education, or a family vacation. We help small and big business flourish. And we support underserved and low-income communities, because we know inclusion is the key to improving lives and creating a strong community. 

We’re proud of our northwest roots, and as we continue to grow and evolve, we’ll be here for everyone who calls our region home. Together, we’re a collective of incurable optimists, investing in our future, fueling our economy, seeding our hopes and dreams. Together, we’ll help you prosper. 

We’re your partner in growth and prosperity. Let us help when you’re ready to get started on your dreams.

How To Join

How to Join

Anyone who meets these eligibility requirements may join Seattle Credit Union. There are two convenient ways to establish membership:

  1. Apply Online
  2. Visit one of our branches.

Membership

Membership Information

Seattle Credit Union provides financial services to anyone who lives or works in the state of Washington including the following groups:

  • Employees of the City of Seattle
  • Persons who are employed by our partner Select Employer Groups
  • Any person related to a current member by blood, marriage (including domestic partners), or adoption, regardless of where that person lives.

7 Principles

How Credit Unions are Different from Banks

You have probably heard Seattle Credit Union referred to as a "financial cooperative" or a "co-op." Seattle is home to a variety of co-ops, like PCC, Madison Market and REI. But what is a co-op, exactly, and what do we all have in common?

A cooperative is an independent group of people who come together to address a common need through a jointly-owned and democratically-controlled enterprise.

Members of the co-op own and control the business together with one vote per member, unlike companies run by stockholders who can increase the weight of their vote relative to the number of shares they own. It is this co-operative autonomy and local control that has kept Seattle Credit Union sound and secure in good times and bad.

 

We are Guided by the Seven Co-operative Principles

Seattle Credit Union is guided by the 7 Co-operative Principles that date back to some of the earliest co-ops that formed in the 1800s. To this day these principles form the foundation on which cooperatives around the world provide benefits to their members. Seattle Credit Union has adapted these principles to the financial needs and goals of its members; they provide the standard against which the credit union is operated.

What are the 7 Co-operative Principles?

Principle #1: Inclusiveness Membership Should Be Open To All Membership at Seattle Credit Union is open to all who live or work in the State of Washington, without gender, social, racial, political, or religious discrimination. It is the mission of the credit union movement to offer financial alternatives to underbanked and credit-challenged members of our communities.

Principle #2: Voice Members Should Call The Shots Seattle Credit Union is a democratically run organization, controlled by our members. Our Board of directors is composed of volunteers from our membership, and each representative is democratically elected by our members.

Principle #3: Participation Member participation leads to rates, fees and services that benefit the entire credit union. Surpluses are returned to members in the form of fewer fees, more services, lower interest on loans and higher dividends on deposits. The more members participate, the more there is to go around.

Principle #4: Independence Autonomy & Independence Set Us Apart As a financial cooperative, Seattle Credit Union is autonomous and independent because we are controlled by our members, not outside shareholders. If Seattle Credit Union seeks to enter into agreements with other organizations it must be done in ways that ensure cooperative autonomy and continued control by members only.

Principle #5: Education Financial Education Should Be Free & Available To All Seattle Credit Union believes that education is important. Seattle Credit Union provides free education to members, elected representatives, management and employees so that all can prosper and contribute to the growth and wellbeing of the cooperative. Seattle Credit Union provides financial information via seminars, workshops, newsletters and our Web site. We support programs and organizations that promote financial literacy, such as Washington CASH, Washington Business Week, and Credit University, to name a few.

Principle #6: Cooperation Cooperation Among Cooperatives Is Vital As a not-for-profit financial cooperative, Seattle Credit Union serves its members best and contributes to the cooperative movement by working with other cooperatives through local, state, regional, national and international organizations.

Principle #7: Community Giving Back To The Community Is A Priority Seattle Credit Union believes it is a priority to give back to the communities where we do business while focusing on our members and their needs. Through programs like our Green Loans and Feel Good Checking non-profit partnerships, Seattle Credit Union seeks to achieve a greater good through responsible corporate citizenship.

Routing Number

325081500

Headquarters

Address:

Seattle Credit Union
1521 1st Ave S, Ste 500
Seattle, WA 98134

All loan payments, deliveries, and other mailed correspondence are received at this location, except for Visa Payments which should be mailed to PO Box 2711, Omaha, NE 69103-2711.

Refer your friend and you both could get $25 each, with our Member Referral Program. See Details.

Member Referral Program

As an existing member of Seattle Credit Union, you'll receive a $25 Thank You Bonus* for each new member you refer. We’ll also pay a $25 Welcome Bonus* to the person you referred. Just be sure they use the promo code "REFER" when applying online.

Member Referral Program Official Rules Here.

Not yet a member?

Join Now

auto rebate

1% Rebate on Autos

Seattle Credit Union has rates as low as 1.49% APR on car, truck, and motorcycle loans. Look around and you'll see that they're already some of the lowest in Washington. But, between now and October 31, you can ride off with a 1% rebate, up to $250 and save even more!

Combine our low rates and this 1% rebate with the fact that we charge no origination fee and offer an any-time skip-a-pay program that gives you more payment flexibility, and you can already feel yourself cruising down I-5. 

To apply call our loan specialist at 855-575-9352 or click the button below.

Apply With Rebate


  • Auto Rebate Details

    * This offer begins September 1, 2017 and expires October 31, 2017. The 1% rebate applies to all new auto purchase-money loans only. All loans are subject to Seattle Credit Union's underwriting requirements. Non-member applicants must meet Seattle Credit Union membership eligibility requirements and must become a member prior to or concurrent with loan funding. Applicant's loan must be approved by 11:59 p.m. PDT on October 31, 2017 and funded within 60 days of application date to be eligible. The rebate of 1% of the approved loan amount, up to $250, will be deposited into the member’s Savings account at loan funding. Member is liable for any and all taxes associated with this rebate and may receive a 1099-MISC tax form from Seattle Credit Union. Seattle Credit Union reserves the right to cancel or amend the terms and conditions of this promotion at any time and without notice. Contact us for additional details at 855-575-9352. The rebate applies to the funded loan amount only, less ancillary loan products such as Guaranteed Asset Protection (GAP) and Mechanical Breakdown Protection (MBP).