As a member of Seattle Metropolitan, you enjoy great rates, fewer fees, helpful branch representatives, and being a part-owner of a cooperative who exists solely to serve its membership. But that's not all.
Here you'll find specials like even lower rates on loan products, giveaways, and ways to earn money when you help the credit union grow.
For details and disclosures of each promotion, please click the respective "Learn More" button. Be sure to check back frequently to get the most up-to-date news on promotions from Seattle Metropolitan.
SMCU has rates as low as 1.49% APR on car, truck, and motorcycle loans. And rates as low as 3.49% APR on boat and RV loans. Look around and you'll see that they're already some of the lowest in Washington. But, between now and June 30, you can ride off with a 1% rebate, up to $250 and save even more!
Spring is always the perfect time of year to upgrade your vehicle, shop for a boat to enjoy the Puget Sound, or to get an RV for road-trip season. Combine our low rates and this 1% rebate with the fact that we charge no origination fee and offer an any-time skip-a-pay program that gives you more payment flexibility, and you can already feel yourself cruising down I-5.
To apply call an SMCU loan specialist at 855-575-9352 or click the button below.
The SMCU VISA is already a great value. To make it an even better deal, if you transfer balances from other loans and credit cards to an SMCU VISA card before May 31, 2017, you'll get 1.99% APR* on those balances through March 2018. That can add up to hundreds or even thousands of dollars in interest savings. And by consolidating your debt, you may find yourself with an overall lower payment!
If you already have an SMCU VISA, you can start transferring balances today. Just log into Online Banking and click View Your VISA. From there click Services in the top menu and then Balance Transfer. Then fill out the form for each account balance you'd like to transfer.
If you need to get an SMCU VISA, it's quick and easy to apply online.
If you have any questions, or you'd like to apply by phone, contact our loan experts at 855-575-9352.
If you’ve been putting off major projects or repairs, now is the best time to get started. Spring and summer are the perfect seasons for home projects, and SMCU is offering a 1% rebate, up to $500, on your loan1. You could redesign your backyard into a Pacific Northwest oasis, or build your perfect kitchen with a double oven and gas stove island. Or, if your home is perfect the way it is, an SMCU home equity loan could still be great for you, especially if you are dealing with high credit card balances, student loans, or other debt. By consolidating your other bills into a home equity loan, you could slash your total monthly payments and enjoy the rebate. Plus, we now offer loans up to 100% Loan to Value (LTV)! This offer is only valid between May 1 and July 31, 2017, so act now.
Apply now by clicking the button below, or by calling our home equity experts at 206-398-5687.
For a limited time only, you can secure a great rate on a 33-month share certificate account with complete piece of mind knowing that at any time during your term you can elect to "bump" your CD rate up to the current rate if it rises in the future. Take advantage of this great savings tool with as little as a $1,000 minimum deposit.
If you are ready to open your CD account and aren't yet a member, apply to join SMCU by clicking the button below, by calling us at 206-398-5500, or by stopping by a branch. Your CD can be opened the same day as your membership is approved. SMCU membership is open to anyone who lives or works in the state of Washington or any person related to a current member by blood, marriage, domestic partnership, or adoption.