Board of Directors & Supervisory Committee

Seattle Metropolitan Credit Union is a not for profit credit union that is owned by its membership, not shareholders as in the case of for profit corporations. The credit union membership elects a set number of board members to serve three year terms on the Board of Directors. An election for open positions on the Board of Directors is held annually. Terms are staggered to maintain continuity of three positions each year. The results of each of the annual elections are announced at the Annual Meeting of the Membership as well as in multiple credit union communications, immediately following the meeting date.

The current Directors are:

  • Lawrence Metz, Chair
  • Andrea Fall Zachary, Vice Chair
  • Todd Boze, Secretary
  • Bruce Stedman
  • Carlos Ruiz
  • Helen Bello
  • James Trefry
  • Robin Shuler
  • Stephen Ejide

The Board of Directors is responsible for the governance of the credit union to insure that the credit union is adhering to its established policies and fiduciary responsibilities in the interest of the membership. This is done through several board sub-committees that may occasionally include non-elected volunteers or advisors. These committees and their current members are detailed below.

The membership also elects an independent Supervisory Committee to monitor the action of the Board of Directors and to review the financial and operational audits of the credit union, and to serve as the tellers of the annual election. You may view information about committee members below.

Lawrence Metz

Lawrence Metz, Chair

As a long time credit union advocate, Lawrence is honored to serve on the Board of Seattle Metropolitan Credit Union Directors.  He started his credit union service in 1985 on the Board of Directors of the Firefighters First Credit Union (FFCU), six of those years as Chairman of the Board.  During that time, FFCU grew in asset size and strength, while remaining focused on member service.  Lawrence received his Certified Credit Union Director (CCD) designation from the Credit Union Executive Society in 2001 at the London Business School and was again certified by the Credit Union National Association in 2009.


Lawrence believes that service to our members must always be a priority as it is what distinguishes SMCU as a leader in the field, and that SMCU must have a Board of Directors with a growth strategy to remain relevant. Growth gives a credit union strength and that provides safety for members.


Over his 36 years with the Los Angeles Fire Department, Lawrence was part of a management team involved in daily staffing, personnel safety and training, and fire ground tactics and strategy. He was a liaison for the Department with emergency responder agencies from county, state, and federal agencies before retiring in 2008. Lawrence is excited to continue his volunteer service at SMCU.

Andrea Zachary

Andrea Fall Zachary, Vice Chair

Andrea is a Seattle native who spent 10 years working on Wall Street in the financial services industry. Her expertise is in institutional investing, trading and operations in both the equity and debt markets and her financial services experience makes her uniquely qualified to understand the challenges that financial institutions are facing in this increasingly regulated industry. She has developed a keen international insight as a result of both living and working abroad that will contribute to a shared understanding of the geo-political landscape affecting the financial sector and inform strategic planning decisions for SMCU.


Prior to her career in finance, she was Director of the World Trade Center Seattle (WTCSE) where she engaged in corporate underwriting and public affairs. Prior to that, she served in the public sector as a press officer for United States Senator Slade Gorton. Andrea is honored and excited to have this opportunity to serve the SMCU members!

Todd Boze

Todd Boze, Secretary

Todd Boze has served the Credit Union community since 1989 when he volunteered at Chevron Credit Union/Credit Union Northwest serving as a Supervisory Committee Member & Supervisory Committee Chair, as well as a Board Member and Board Chair. Upon completion of the merger with SMCU, he continued serving as an Associate Director. Mr. Boze has been elected to the board twice and has served in multiple capacities as Governance Committee Chair, Nomination Committee Chair and Board Vice Chair.

Mr. Boze has a Bachelor’s Degree from Seattle Pacific University in Management and Marketing and a Master’s degree from the Naval War College in Strategic Studies and Homeland Security. Mr. Boze holds a NCUA Certified Credit Union Volunteer designation and multiple education awards; including the Berengren, Desjardines, Doig, Filene, Herring, Maxwell, and Raiffeisen Award. He has also earned the Board of Directors, Regulatory Compliance, Leadership and Technology Awards.

Mr. Boze’s business experience includes over 20 years in the telecommunication industry in implementation and management, including several initial system build-outs along the West Coast. He has been a Coast Guard Reservist for 30 years, and is currently a Lieutenant Commander serving as CG District 13 Senior Reserve Intelligence Officer.

Bruce Stedman

Bruce Stedman

Bruce Stedman was elected to the SMCU Board of Directors in 2016. He brings to the position skills and abilities attained from over 37 years in Public Safety. He spent 31 years with the Alhambra Fire Department in Southern California, where he held the ranks of Firefighter up to Fire Chief. In 2010, he and his wife, Susan moved to the Pacific NorthWest where he assumed the position of Fire Chief in Arlington, Washington. In 2014, he was asked to take on the additional responsibilities of Public Safety Director to overhaul the beleaguered Police Department.


His educational background includes a Master's Degree in Emergency Services Administration, a Bachelor's Degree in Vocational Studies and is a graduate of the California Public Safety Leadership and Ethics Program. He is a committed educator and has taught management and public safety in both the Community College System and/or State University System for over 20 years.

Carlos Ruiz

Carlos Ruiz

Carlos believes in Seattle Metropolitan Credit Union’s commitment to serving underserved communities and developing internal diversity. From his personal experience as a Costa Rican who grew up in an ethnically rich and culturally diverse community, Carlos brings a unique perspective with complementary professional skills to help SMCU better serve its membership.

The challenges facing the immigrant community are diverse, and when combined with a lack of financial institutions that are willing or able to serve them, these challenges can become insurmountable to many. Carlos has learned how the right help, from the right people, is often enough to overcome such obstacles.

As a child, his mother relied on him to accompany her everywhere as a translator until she learned English. She was intelligent and capable, but banks serving their community made no effort to accommodate for her as they would for others. Having also experienced the difficulty of naturalizing in 2000, he is excited about SMCU’s citizenship loan program, and feels that he can empathize with the communities in which SMCU is dedicated to serving.

For over 20 years, Carlos has worked for companies both large and small in the technology industry. Since moving to Seattle in 2011, he has joined the Association of Latino Professionals for America (ALPFA), first as Chapter president, and currently as an adviser.

Helen Oduber

Helen Bello

Helen is passionate about being an active member of the local community and humbled by the opportunity to further her reach and give back to the Seattle community as a board member of SMCU. Her goal is to empower others in the community to reach their full potential. Helen offers her talents, passion, work experience, skills, and personal experience as an immigrant in this country to help SMCU towards the mission to give back and help serve members through the seven cooperative principles.

Helen has held many leadership roles over her professional career. Currently, she serves on the Executive Board as the Treasurer for the Association of Latino Professionals for America (ALPFA) in Seattle, Washington. Through ALPFA, there have been considerable advancements in helping to develop Latinos as leaders of their communities in the local and global marketplace.

Helen brings over a decade of combined work experience both in financial services and aerospace, through her positions at Boeing and Springleaf Financial Services. Making a difference and helping create opportunities and bridges that will enable and strengthen the local community is Helen’s driving force as a board member.

James Trefry

James Trefry

James was elected to the SMCU Board of Directors in 2016 and has been an SMCU member since 2014. A life-long resident of Washington State, James believes in the positive impact SMCU has on our members lives and in our communities, and that is why he is serving as a Director. 


James brings integrity, vision, leadership experience, and strong analytical skills to the Board. His background includes extensive experience in policy-setting and legislation, as well as human resources and compensation. Throughout his two decade career, James has been responsible for analyzing and troubleshooting public sector budgets and funding issues and negotiating collective bargaining agreements across Washington State.


Currently, he is the Labor Program Manager and Lead Negotiator for the City of Bellevue. Prior to working at Bellevue, he served at the Washington State Council of County and City Employees for over a decade, most recently as its Public Safety Director. As a volunteer, he has held numerous elected leadership and appointed positions with a variety of non-profit, not-for-profit, and governmental entities.


He graduated from Gonzaga University School of Law and also has a Bachelor of Arts Degree in Government, with a minor in Economics from Eastern Washington University.

Robin Shuler

Robin Shuler

Robin Shuler was elected to the SMCU board of directors in 2016. He has been an SMCU member since 2004. As a passionate member and director, he enjoys working to assure first class fiscal management, stability, customer service, and transparency.


Robin is an experienced finance and operations executive with over 25 years of experience as a Chief Financial Officer and executive in a variety of industries and businesses, including significant nonprofits. Currently, he works as a financial consultant and serves for-profit companies and nonprofit organizations as an Interim CEO/CFO/COO/Executive Director.


Robin's CFO experience includes Qualis Health, W&H Pacific, Applied Geotechnology Inc., Abacus Engineered Systems, Lifelong AIDS Alliance, Benaroya Hall, and Seattle Symphony, among others. His Board experience includes AGI Technologies, Mustard Seed Associates, and Group Health Foundation. He's the Past-President of Financial Executives International (Washington State Chapter) - a nonprofit membership organization for financial management professionals, and was an honoree/finalist for the PSBJ nonprofit “CFO of the Year” in 2009.


Robin is a licensed CPA in Washington. He's earned an MBA in Finance from University of Puget Sound and BA in Accounting from Seattle Pacific University. He lives in Kirkland with his wife, Ellen.


Todd Boze

Stephen Ejide

Over the past 10 years, Stephen has led and worked on teams that were committed to member satisfaction and advancing the organizations’ missions. Stephen has served as President of a non-profit organization and has engaged in strategic initiatives in the business sector. Through his finance and business experience, Stephen aims to support the infrastructure and to advance the strategic objectives of SMCU. Stephen believes the correlation between SMCU’s mission and its strategy to serve a broader community should remain as congruent in execution as it was in development. As a board member, Stephen will look to support the board’s existing structure, objectives, and approach; recognizing that the commitment to serving the community and ensuring leaders have the space to succeed requires a high level of collaboration among board members. Stephen looks to ensure a climate of change exists by providing the executive management team clarity and flexibility. He believes that setting the expectation that diverse thoughts matter at each organizational level and reinforcing measurable expectations is a tangible objective to which all board members can be attached.

Catalyzing the generational impact of access to fair banking services and enhancing the financial literacy of marginalized communities remains a personal purpose for Stephen. He believes that strengthening the constructs of financial education and being responsive to the economics of a shifting demographic is critical to the success of our financial cooperative. Stephen offers the best of his formal education, a collection of industry experience, and access to a capable, consequential community network to the credit union as a board member. Stephen has a deep commitment to the work of the credit union as it moves forward in developing a more sustainable and competitive business model, while remaining attentive to its co-operative principles.

Frank Mathews

Frank Mathews, Director Emeritus

Frank Mathews was elected to the Board of Directors in 1993 and served as Board Chair from 1999 through 2001. He has also served as Board Historian and Chair of the Finance and Budget Committee.

Frank was hired in 1964 as Administrative Assistant to then-CEO Tony Marino (at that time the credit union was known as City Credit Union). When Tony retired in 1971, Frank became Treasurer/Manager (later President/CEO)until he retired in 1992. In 2002 the Washington Credit Union League chose Frank Mathews to receive their Mark of Excellence Award, an annual award given to one individual for giving 25 years or more of service to credit union members and the Credit Union movement in the State of Washington.

Mr. Mathews has a B.A. in Business Administration from the University of Washington. He also is a graduate of CUNA School, University of Wisconsin. Mr. Mathews has completed all levels of continuing education offered to credit union directors, receiving the Filene, Raiffeisen and Bergengren awards.

He originally joined the credit union when he became an employee in 1964.

Supervisory Committee

Members of the Supervisory Committee

• Sandra Philbrook, Chair 
• Gary Skinner, Secretary 
• Ken Astrein
• Deborah Atkinson
• Binah Yeung

Supervisory Committee
P.O. Box 12334
Seattle, WA 98111-4334

The Supervisory Committee is available to review any questions or concerns regarding the safety and soundness of the credit union by contacting them directly at the PO Box above or email below. For any comments or concerns about standard operational issues, please use one of the options on the Contact Us page so we can start working on your request right away.

Send a Message

SMCU Committees

Members of the Finance Committee

• Andrea Fall Zachary, Chair 
• Robin Shuler
• James Trefry
• Jason Elliott
• Richard Romero

Members of the Nominations Committee

• Shari Storm, Chair 
• Bruce Stedman
• Lawrence Metz
• Jill Vicente

Members of the Governance Committee

• Todd Boze, Chair 
• Robin Shuler
• Lawrence Metz
• Tonita Webb

Members of the Executive Committee

• Shari Storm, Chair 
• Todd Boze
• Lawrence Metz
• Richard Romero