Dream it. Do it.

No matter how long you’ve been in your home, it’s full of possibilities. Whether you’re looking to remodel a bathroom or add a new deck, Seattle Credit Union has the financing tools to help you get it done. If you can dream it. We can help you do it.

A Seattle Credit Union Home Equity Loan can help you make use of the equity you’ve built in your home to fund its own improvement and repair. Our Home Equity Loans allow you to borrow up to 100% of your home’s available equity with terms up to 180 months.

Applying is easy. Just click the button to get started. If you'd rather apply over the phone, give us a call at 206.398.5698 or stop by one of our convenient branch locations.

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Get a 1% rebate, up to $500

Now is a great time to start your home-improvement and repair projects. When you apply for a fixed-term Home Equity Loan between July 1 and September 30, you can get a rebate of 1% of your funded loan amount, up to $5001.

That’s money you can use to buy a new grill, start a vegetable garden, or do whatever you need to bring out even more of the possibilities in your home.

Save Money on Your Existing Equity Loan

If you have a Home Equity Loan or Home Equity Line of Credit with another lender, you may be able to cut your monthly payment, shorten your repayment term, or both by refinancing it with Seattle Credit Union. The larger balances and longer terms of typical equity loans means that reducing your interest rate can save you a lot of money in the long run.

Talk to our Equity Specialists today to find out if refinancing is right for you. You’ll still get the 1% rebate if you refinance to a fixed-term Home Equity Loan between July 1 and September 301.

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Using a Home Equity Loan for other reasons

A Seattle Credit Union Home Equity Loan isn’t just for home improvements and repairs. If you have large expenses coming up, like tuition or medical expenses, or you have high-interest debt weighing you down, a fixed-term Home Equity Loan can help you manage your budget. Home equity loan rates can be lower than student or personal loans, and their longer terms can mean lower monthly payments. That puts money back in your wallet, and you can take advantage of the rebate offer when you apply between the beginning of July and the end of September1.

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1 Offer begins July 1, 2018, and ends September 30, 2018 (OFFER PERIOD). All loans are subject to approval requirements. Applies to fixed-term, home equity loans only; other loan types are not eligible. Seattle Credit Union will deposit a rebate of 1% of the principal amount of the funded loan, up to $500, into the member’s savings account at loan funding. To qualify, application must be received by 11:59 p.m. Pacific Time, September 30, 2018, and fund on or before November 30, 2018. Member is liable for all taxes associated with this rebate and may receive a 1099-MISC tax form from Seattle Credit Union. This offer is not valid with any other offer. Seattle Credit Union reserves the right to cancel or amend the terms and conditions of this promotion at any time and without notice. Existing Seattle Credit Union loan balances are not eligible for the 1% rebate if refinanced.