Earn 1.51% APY1 on a 33-month CD with a one-time bump.

For a limited time only, you can secure a great rate on a 33-month share certificate account with complete peace of mind knowing that at any time during your term you can elect to "bump" your CD rate up to the current rate if it rises in the future. Take advantage of this great savings tool with as little as a $1,000 minimum deposit.

Seattle Metropolitan Credit Union is where Seattle banks. Since 1933, we've been helping members reach their financial goals by providing affordable and innovative financial services to the families of this great city and beyond. Because we were born here, and are owned by our members, we make every decision with our community’s interests in mind. We are not-for-profit, which means our success is our members’ success. It allows us to offer better rates on loans, keep fees low on checking and savings products, and even create innovative products with guaranteed returns, like our Bump CD. Live here, bank here.

If you are ready to open your CD account and aren't yet a member, apply to join SMCU by clicking the button below, by calling us at 206-398-5500, or by stopping by a branch. Your CD can be opened the same day as your membership is approved. SMCU membership is open to anyone who lives or works in the state of Washington or any person related to a current member by blood, marriage, domestic partnership, or adoption.

Already an SMCU member? If you're already an SMCU member, just give us a call at 206-398-5500 or stop by a branch.

Want to talk? We'll contact you.
We'll answer any questions you might have.
First Name*
Last Name*
Phone Number
*fields are required


1 APY is Annual Percentage Yield. Rate is effective as of 6/1/2016. APY, Dividend Rates, and Terms subject to change without notice. Account fees may reduce earnings on the account. $5.00 minimum initial deposit to establish membership. Dividend rate is subject to change at renewal, early withdrawal penalties may apply, including loss of interest earned. See the Shared Certificate Rates Disclosure. Please contact SMCU at 206-398-5500 or 800-334-2489 for further details. See the complete rate table at smcu.com/rates.