IRA certificates are a high-yield means of earning the maximum returns on your retirement funds. Fixed dividend rates, Roth and Traditional certificates, and jumbo options, provide flexibility and higher earnings. Choose from a variety of term lengths.
Unlimited term options for retirement funds flexibility
IRA savings accounts are safe, affordable, convenient savings accounts that help you save
money and manage your cash. Earnings may even be tax deferred. Contribute whenever you
like, or by automatic direct deposit, up to the maximum allowed per year. Dividends are
computed daily and paid quarterly.
It's easy to set up a regular contribution from your paycheck or SMCU account directly into your
IRA. Add a little or a lot each month and watch your savings grow effortlessly.
**MAGI - Modified Adjusted Gross Income. Contribution and deductibility limits change frequently. Consult your tax professional regarding your individual circumstances.
***Lifetime limit for exemption on first-time home purchase is $10,000.
Not intended as tax advice. Please consult a tax professional regarding your unique situation.
Rates can change without notice. Rates on savings accounts may change after account opening. Account fees may reduce earning on the account.